4424 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4424 E Ridgewood Ln, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,860 sqft · built 2002
Lot Size	0.238 acres (10,400 sqft)
Owner	2 Owner Names on File
Last Sale	$242,673 (Jul 2002)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-78-772`

Property Details

APN / Parcel Number

Primary APN	`304-78-772`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,860 sqft Living Area
1st Floor Area	2,860 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,400 sqft (0.238 acres)
Parking Spaces	3 Parking Spaces
Pool Area	584 sqft
Patio Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4424 E RIDGEWOOD LN
City	GILBERT
State	AZ
Zip	85298-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVILLE PARCEL 11 MCR 555-16
Legal Range	06E
Legal Township	02S
Legal Section	25
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	SEVILLE PARCEL 11
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	816501

Owner

Source: Maricopa County records · APN 304-78-772

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2002 · Amount on Record
Deed Sale	Jul 01, 2002 · Amount on Record
Deed Document Number	20020673932
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 19, 2026
Property Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017
Document Number	0000300616
Instrument Date	May 01, 2026
Instrument	2026300616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000300616,
Date	May 19, 2026
Instrument	2026300616

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017

Mortgage

Document Number	0000663869
Date	Jun 16, 2021
Instrument	20210663869

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4424 E RIDGEWOOD LN, GILBERT, AZ 85298-4017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072381
Date	Jan 31, 2017
Instrument	2017-0072381

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2031

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,610 (-3.81%)	$646,100 (-3.81%) Land $129,200 Building $516,900
2025	$3,154.00 (+3.99%)
2024		$67,170	$671,700 Land $134,300 Building $537,400
2023	$3,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138165011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, TREPIC Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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