4416 E Ridgewood Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4416 E Ridgewood Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,540 sqft · built 2002
Lot Size	0.238 acres (10,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,000 (May 2019)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-78-771`

Property Details

APN / Parcel Number

Primary APN	`304-78-771`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,540 sqft Living Area
1st Floor Area	2,540 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,400 sqft (0.238 acres)
Parking Spaces	3 Parking Spaces
Pool Area	589 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4416 E RIDGEWOOD LN
City	GILBERT
State	AZ
Zip	85298-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SEVILLE PARCEL 11 MCR 555-16
Legal Range	06E
Legal Township	02S
Legal Section	25
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	SEVILLE PARCEL 11
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	816501

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4416 E RIDGEWOOD LN, GILBERT, AZ 85298-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20190373034
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4416 E RIDGEWOOD LN, GILBERT, AZ 85298-4016
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 E RIDGEWOOD LN, GILBERT, AZ 85298-4016

Mortgage

Document Number	0001284044
Date	Dec 3, 2021
Instrument	20211284044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 21, 2019
Property Address	4416 E RIDGEWOOD LN, GILBERT, AZ 85298-4016
Document Number	0000373034
Instrument Date	May 15, 2019
Instrument	373034
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4416 E RIDGEWOOD LN GILBERT AZ 852984016, GILBERT, AZ 85298-4016

Mortgage

Document Number	373035
Date	May 21, 2019
Instrument	373035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,970 (-4.21%)	$609,700 (-4.21%) Land $121,900 Building $487,800
2025	$3,220.00 (+4.34%)
2024		$63,650	$636,500 Land $127,300 Building $509,200
2023	$3,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TREPIC Networks.

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