4424 Cloverbrook Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 4424 Cloverbrook Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 1972
Lot Size	0.28 acres (12,179 sqft)
Owner	2 Individual Names on File
Last Sale	$307,662 (Jan 2026)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08G-44-0122`

Property Details

APN / Parcel Number

Primary APN	`08G-44-0122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,521 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,179 sqft (0.28 acres)
Lot Dimensions	87 ft deep x 87 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	227 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4424 CLOVERBROOK DR
City	BLACK JACK
State	MO
Zip	63033-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-2
Legal Description	SHERWOOD CREEK PLAT 3 LOT 333
Legal Subdivision	SHERWOOD CREEK PLAT 3
Legal Lot Number	333
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	3
Census Block	3010
Census Tract	210803

Owner

4424 Cloverbrook Dr is owned and occupied by two individuals who bought it in January 2026.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4424 CLOVERBROOK DR, BLACK JACK, MO 63033-4214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jul 10, 2025	Personal Representative Deed, Transfer · Line of Credit BDS 44 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jul 10, 2025 · Amount on File
Deed Document Number	2026264
Prior Transfer Date	Mar 30, 2010
Prior Transfer Doc	0188670050
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4424 CLOVERBROOK DR, BLACK JACK, MO 63033-4214
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 CLOVERBROOK DR, BLACK JACK, MO 63033-4214

Mortgage

Document Number	0253145230
Date	Jan 6, 2022
Book Page	25314/5230
Instrument	2022010600526

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 10, 2025
Property Address	4424 CLOVERBROOK DR, BLACK JACK, MO 63033-4214
Document Number	2025071000252
Map Reference	MB 134 PG 98
Instrument Date	Jul 8, 2025
Instrument	2025071000252
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ABSOLUTE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 ALLISON AVEB, MANHATTAN, KS 66502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 LOUISVILLE AVENUE, SAINT LOUIS, MO 63139
Investor	Possibly a Property Investor

Mortgage

Document Number	2025071000253
Date	Jul 10, 2025
Instrument	2025071000253

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4424 Cloverbrook Dr was $3,455, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,590 (-) Land $4,960 Building $35,630	$213,600 (-) Land $26,100 Building $187,500
2025	$3,455.00 (+2.95%)	$40,590 (+9.05%) Land $4,960 Building $35,630	$213,600 Land $26,100 Building $187,500
2024	$3,356.00 (+0.21%)	$37,220 (-) Land $5,720 Building $31,500
2023	$3,349.00 (+20.77%)	$37,220 (+40.24%) Land $5,720 Building $31,500	$195,900 Land $30,100 Building $165,800
2022	$2,773.00	$26,540 Land $7,600 Building $18,940
2021			$139,700 Land $40,000 Building $99,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4424 Cloverbrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4424 Cloverbrook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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