4423 Cloverbrook Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 4423 Cloverbrook Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1971
Lot Size	0.358 acres (15,581 sqft)
Owner	2 Individual Names on File
Last Sale	$263,597 (Nov 2025)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07G-12-0809`

Property Details

APN / Parcel Number

Primary APN	`07G-12-0809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,457 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,581 sqft (0.358 acres)
Lot Dimensions	190 ft deep x 82 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	150 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4423 CLOVERBROOK DR
City	BLACK JACK
State	MO
Zip	63033-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-2
Legal Description	SHERWOOD CREEK PLAT 3 LOT 338
Legal Subdivision	SHERWOOD CREEK PLAT 3
Legal Lot Number	338
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	3
Census Block	3010
Census Tract	210803

Owner

4423 Cloverbrook Dr is owned and occupied by two individuals who bought it in November 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Beneficiary Deed, Transfer
Nov 5, 2025	Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Deed Document Number	2025495
Prior Transfer Date	Oct 31, 2025
Prior Transfer Doc	0000000497
Record Updated	Oct 29, 2026

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 5, 2025
Property Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213
Document Number	2025110500497
Map Reference	MB 134 PG 98-100
Instrument Date	Oct 31, 2025
Instrument	2025110500497
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 5, 2025
Property Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213
Document Number	2025110500495
Map Reference	MB 134 PG 98-100
Instrument Date	Oct 31, 2025
Instrument	2025110500495
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 BALMORAL GARDENS CT, LAKE SAINT LOUIS, MO 63367-2261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 CLOVERBROOK DR, BLACK JACK, MO 63033-4213

Mortgage

Document Number	2025110500496
Date	Nov 5, 2025
Instrument	2025110500496

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4423 Cloverbrook Dr was $3,524, up 6.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,400 (-) Land $5,130 Building $36,270	$217,900 (-) Land $27,000 Building $190,900
2025	$3,524.00 (+6.47%)	$41,400 (+12.78%) Land $5,130 Building $36,270	$217,900 Land $27,000 Building $190,900
2024	$3,310.00 (+0.21%)	$36,710 (-) Land $5,910 Building $30,800
2023	$3,303.00 (+8.15%)	$36,710 (+25.59%) Land $5,910 Building $30,800	$193,200 Land $31,100 Building $162,100
2022	$3,054.00	$29,230 Land $7,890 Building $21,340
2021			$153,800 Land $41,500 Building $112,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4423 Cloverbrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4423 Cloverbrook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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