4423 S Phelps Rd, Independence, MO 64055 Property Records

Jackson County property record for 4423 S Phelps Rd, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1961
Lot Size	0.463 acres (20,148 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-620-12-12`

Property Details

APN / Parcel Number

Primary APN	`33-620-12-12`
Alternative APNs	`33-620-12-12-00-0-00-000` `33620121200000001` `882185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,901 sqft
Basement Area	1,485 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,148 sqft (0.463 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	882185
Street Address	4423 S PHELPS RD
City	INDEPENDENCE
State	MO
Zip	64055-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPITCAUFSKY ADD N 1/2 OF LOT 3
Legal Subdivision	SPITCAUFSKY ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4007
Census Tract	14501

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2020	Warranty Deed, Transfer PROSPERITY HM MTG
Aug 2, 2019	Warranty Deed, Transfer MO BK
Mar 29, 2018	Warranty Deed, Transfer CLEAR TITLE
Mar 29, 2018	Warranty Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2020E46738
Prior Transfer Date	May 14, 1996
Prior Transfer Doc	0000000824
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147

Mortgage

Document Number	00E0111840
Date	Oct 11, 2021
Instrument	2021E0111840

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 5, 2020
Property Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Document Number	0000E46738
Instrument Date	Jun 3, 2020
Instrument	46738E
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 S PHELPS RD INDEPENDENCE MO 640555147, INDEPENDENCE, MO 64055-5147

Mortgage

Document Number	E46787
Date	Jun 5, 2020
Instrument	46787E

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 2, 2019
Property Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Document Number	0000E60154
Instrument Date	Jul 25, 2019
Instrument	60154E
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4423 S PHELPS RD INDEPENDENCE MO 640555147, INDEPENDENCE, MO 64055-5147

Mortgage

Document Number	E60155
Date	Aug 2, 2019
Instrument	60155E

Lender

Name	MO BK
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 29, 2018
Property Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Document Number	0000E26054
Instrument Date	Mar 27, 2018
Instrument	26054E
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	CLEAR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9212 OAKLCY AVE KANSAS CITY MO 64130, KANSAS CITY, MO 64130

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 29, 2018
Property Address	4423 S PHELPS RD, INDEPENDENCE, MO 64055-5147
Document Number	0000E26038
Instrument Date	Mar 26, 2018
Instrument	26038E
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	CLEAR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16012 E 31ST ST S INDEPENDENCE MO 640552710, INDEPENDENCE, MO 64055-2710

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,460 (-) Land $5,031 Building $36,429	$218,210 (-)
2025	$2,963.00 (+5.48%)	$41,460 (+2.25%) Land $5,031 Building $36,429	$218,210 (+2.25%)
2024	$2,809.00 (+2.33%)
2023	$2,745.00	$40,548 Land $3,823 Building $36,725	$213,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Wisper ISP.

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