4403 S Phelps Rd, Independence, MO 64055 Property Records

Jackson County property record for 4403 S Phelps Rd, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,614 sqft · built 1961
Lot Size	0.5 acres (21,785 sqft)
Owner	2 Company Names on File
Last Sale	$159,600 (Jan 2021)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Jan 2022 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-620-11-21`

Property Details

APN / Parcel Number

Primary APN	`33-620-11-21`
Alternative APNs	`33-620-11-21-00-0-00-000` `33620112100000001` `882174`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,614 sqft
Basement Area	1,614 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,785 sqft (0.5 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	724 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	882174
Street Address	4403 S PHELPS RD
City	INDEPENDENCE
State	MO
Zip	64055-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPITCAUFSKY ADD N 112.89 OF LOT 1 (KNOWN AS TRACT-A CERT SU R T-9 PG-8
Legal Subdivision	SPITCAUFSKY ADD
Legal Tract	A
Legal Block	4
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4012
Census Tract	14501

Owner

4403 S Phelps Rd is owned by a company that bought it in January 2021.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	4403 S PHELPS RD, INDEPENDENCE, MO 64055-5103
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Beneficiary Deed, Transfer
Jan 14, 2021	Deed of Trust, Mortgage PREMIER MTG RSRCS
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	20216653
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0000006653
Record Updated	Oct 29, 2026

January 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 12, 2022
Property Address	4403 S PHELPS RD, INDEPENDENCE, MO 64055-5103
Document Number	00E0003904
Instrument Date	Jan 10, 2022
Instrument	2022E0003904
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 S PHELPS RD, INDEPENDENCE, MO 64055-5103

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4403 S PHELPS RD, INDEPENDENCE, MO 64055-5103
Document Number	0000E06654
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 S PHELPS RD INDEPENDENCE MO 640555103, INDEPENDENCE, MO 64055-5103

Mortgage

Document Number	0000E06654
Date	Jan 20, 2021
Instrument	6654E

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2046

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4403 S PHELPS RD, INDEPENDENCE, MO 64055-5103
Document Number	0000E00580
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 S PHELPS RD INDEPENDENCE MO 640555103, INDEPENDENCE, MO 64055-5103

Mortgage

Document Number	0000E00580
Date	Jan 3, 2019
Instrument	580E

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FAILS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4403 S Phelps Rd was $2,424, up 5.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,930 (-) Land $5,075 Building $28,855	$178,580 (-)
2025	$2,424.00 (+5.12%)	$33,930 Land $5,075 Building $28,855	$178,580
2024	$2,306.00 (+2.35%)
2023	$2,253.00	$33,286 Land $3,462 Building $29,824	$175,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4403 S Phelps Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4403 S Phelps Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Wisper ISP.

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