4420 W Elderberry Ave, Spokane, WA 99208 Property Records

Spokane County property record for 4420 W Elderberry Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,256 sqft · built 1977
Lot Size	0.327 acres (14,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26154.1805`

Property Details

APN / Parcel Number

Primary APN	`26154.1805`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,251 sqft (0.327 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4420 W ELDERBERRY AVE
City	SPOKANE
State	WA
Zip	99208-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SUNSET TRAILS ADD L5 B3
Legal Range	42E
Legal Township	26N
Legal Section	15
Legal Subdivision	SUNSET TRAILS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	10604

Owner

4420 W Elderberry Ave is owned and occupied by two individuals who acquired it in February 2014.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4420 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2014
Transfer Doc	0006283355
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4420 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Document Number	0006770643
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4420 W ELDERBERRY AVE SPOKANE WA 992089438, SPOKANE, WA 99208-9438

Mortgage

Document Number	0006770643
Date	Dec 20, 2018
Instrument	6770643

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4420 W Elderberry Ave was $3,708, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (+3.58%)	$367,700 Land $100,000 Building $267,700	$367,700 Land $100,000 Building $267,700
2025	$3,580.00
2024		$351,300 (+26.32%) Land $80,000 Building $271,300	$351,300 (+26.32%) Land $80,000 Building $271,300
2023	$3,437.00 (+5.62%)	$278,100 Land $60,000 Building $218,100	$278,100 Land $60,000 Building $218,100
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 W Elderberry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 W Elderberry Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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