4405 W Elderberry Ave, Spokane, WA 99208 Property Records

Spokane County property record for 4405 W Elderberry Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,360 sqft · built 1977
Lot Size	0.349 acres (15,180 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2020)
Tax Bill	$4,778 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26154.1810`

Property Details

APN / Parcel Number

Primary APN	`26154.1810`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	4,110 sqft
1st Floor Area	1,244 sqft
2nd Floor Area	972 sqft
Basement Area	1,244 sqft
Finished Basement	1,144 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,180 sqft (0.349 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	216 sqft
Deck Area	348 sqft
Patio Area	190 sqft
Canopy	442 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4405 W ELDERBERRY AVE
City	SPOKANE
State	WA
Zip	99208-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SUNSET TRAILS ADD L10 B3
Legal Range	42E
Legal Township	26N
Legal Section	15
Legal Subdivision	SUNSET TRAILS ADD
Legal Block	3
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	10604

Owner

4405 W Elderberry Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Wife and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 19, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	20206933092
Prior Transfer Date	Feb 2, 2006
Prior Transfer Doc	0005340061
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438

Mortgage

Document Number	0007334787
Date	Feb 26, 2024
Instrument	7334787

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 26, 2034

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007126669
Date	Sep 16, 2021
Instrument	7126669

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 19, 2020
Property Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438
Document Number	0006933092
Map Reference	VOL 12 PG 62
Instrument Date	Jun 17, 2020
Instrument	6933092
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 W ELDERBERRY AVE, SPOKANE, WA 99208-9438

Mortgage

Document Number	0006933093
Date	Jun 19, 2020
Instrument	6933093

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4405 W Elderberry Ave was $4,778, up 5.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,778.00 (+5.52%)	$473,200 Land $105,000 Building $368,200	$473,200 Land $105,000 Building $368,200
2025	$4,528.00
2024		$427,800 (+26.27%) Land $85,000 Building $342,800	$427,800 (+26.27%) Land $85,000 Building $342,800
2023	$4,183.00 (+5.58%)	$338,800 Land $65,000 Building $273,800	$338,800 Land $65,000 Building $273,800
2022	$3,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 W Elderberry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 W Elderberry Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on W Elderberry Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures