4420 Carter Rd, Apt 39, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4420 Carter Rd, Apt 39, Saint Augustine, FL 32086

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 870 sqft · built 1982
Owner2 Individual Names on Record
Last Sale$129,000 (Mar 2022)
Tax Bill$1,105 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN137152-0139

Property Details

APN / Parcel Number

Primary APN137152-0139

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units62 Units
Building Area870 sqft Living Area
1st Floor Area870 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2001

Location & Zoning

Street Address4420 CARTER RD, 39
CitySAINT AUGUSTINE
StateFL
Zip32086-3806
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 39 OR5517/1340
Legal Range29E
Legal Township08S
Legal Section13
Legal SubdivisionOAKS AT WILDWOOD
Legal Lot Number39
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1018
Census Tract21207

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4420 CARTER RD, 39, SAINT AUGUSTINE, FL 32086-3806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
SYNOVUS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Document Number202228657
Deed Book / Page5517 / 1340
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 17, 2022
Property Address4420 CARTER RD APT 39, 39, SAINT AUGUSTINE, FL 32086-3806
Document Number0055171340
Book / Page5517 / 1340
Map ReferenceMB 1633 PG 1263
Instrument DateMar 17, 2022
Instrument2022028657
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address741 A1A BEACH BLVD, 741, ST AUGUSTINE, FL 32080-6708

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4420 CARTER RD APT 39, 39, SAINT AUGUSTINE, FL 32086-3806

Mortgage

Document Number0055171342
DateMar 17, 2022
Instrument5517/1342
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4420 CARTER RD APT 39, 39, SAINT AUGUSTINE, FL 32086-3806
Document Number0048960773
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address741 A1A BEACH BLVD ST AUGUSTINE FL 320806708, ST AUGUSTINE, FL 32080-6708

Mortgage

Document Number0048960773
DateMar 5, 2020
Book Page004896/000773
Instrument17880
Lender
NameSYNOVUS BK
TypeBank
AddressTALLAHASSEE, FL 32301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 4, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,000 (+0.13%) Building $121,000$121,000 (-) Building $121,000
2025$1,105.00 (+13.1%) Homeowner's exemption$120,845 (+5.99%)$121,000 (+6.12%)
2024$977.00 (+3.17%)
2023$947.00 (-8.68%) Homeowner's exemption$114,018 (+15.17%)$114,018 (+15.17%)
2022$1,037.00$99,000$99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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