St. Johns County property record for 4420 Carter Rd, Apt 38, Saint Augustine, FL 32086
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 870 sqft · built 1982 |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Aug 2019) |
| Tax Bill | $653 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 137152-0138 |
| Primary APN | 137152-0138 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 62 Units |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2001 |
| Street Address | 4420 CARTER RD, 38 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3806 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 38 OR4783/1645 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | OAKS AT WILDWOOD |
| Legal Lot Number | 38 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21207 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4420 CARTER RD, 38, SAINT AUGUSTINE, FL 32086-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PAMELA PETERSON |
| Aug 23, 2019 | Warranty Deed, Transfer ROBERT LINDSEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Deed Document Number | 201962658 |
| Deed Book / Page | 4783 / 1645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4420 CARTER RD APT 38, 38, SAINT AUGUSTINE, FL 32086-3806 |
| Document Number | 0048251529 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Name | Verified Name |
|---|---|
| Address | 4420 CARTER RD #38 ST AUGUSTINE FL 320863806, 38, ST AUGUSTINE, FL 32086-3806 |
| Document Number | 0048251529 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 004825/001529 |
| Instrument | 82562 |
| Name | PAMELA PETERSON |
|---|---|
| Address | 140 OLD TOWN PKWY # 3204, ST AUGUSTINE, FL 32084-5832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2034 |
| Rate | 8% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 4420 CARTER RD APT 38, 38, SAINT AUGUSTINE, FL 32086-3806 |
| Document Number | 0047831645 |
| Book / Page | 004783 / 001645 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 62658 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4420 CARTER RD #38 ST AUGUSTINE FL 320863806, 38, ST AUGUSTINE, FL 32086-3806 |
| Document Number | 47831647 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 004783/001647 |
| Instrument | 62659 |
| Name | ROBERT LINDSEY |
|---|---|
| Address | 5401 A1A S, ST AUGUSTINE, FL 32080-7111 |
| Amount | Amount Recorded |
|---|
| Rate | 7% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,656 (+2.7%) Building $89,656 | $121,000 (-) Building $121,000 | |
| 2025 | $653.00 (+14.96%) Homeowner's exemption | $87,299 (+5.99%) | $121,000 (+6.12%) |
| 2024 | $568.00 (+4.03%) | ||
| 2023 | $546.00 (+5%) Homeowner's exemption | $82,368 (+3%) | $114,018 (+15.17%) |
| 2022 | $520.00 Homeowner's exemption | $79,969 | $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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