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  6. 4420 Carter Rd

4420 Carter Rd, Apt 32, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4420 Carter Rd, Apt 32, Saint Augustine, FL 32086

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 870 sqft · built 1982
OwnerIndividual Name on Record
Last Sale$93,500 (Oct 2007)
Tax Bill$315 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN137152-0132

Property Details

APN / Parcel Number

Primary APN137152-0132

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units62 Units
Building Area870 sqft Living Area
1st Floor Area870 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2001

Location & Zoning

Street Address4420 CARTER RD, 32
CitySAINT AUGUSTINE
StateFL
Zip32086-3813
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 32 OR3000/886
Legal Range29E
Legal Township08S
Legal Section13
Legal SubdivisionOAKS AT WILDWOOD
Legal Lot Number32
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1018
Census Tract21207

Owner

Source: St. Johns County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4420 CARTER RD, 32, ST AUGUSTINE, FL 32086-3813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 18, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2007 · Amount on Record
Deed SaleOct 30, 2007 · Amount on Record
Deed Document Number200772214
Deed Book / Page3000 / 886
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 10, 2026
Property Address4420 CARTER RD, 32, SAINT AUGUSTINE, FL 32086-3813
Document Number0000049811
Book / Page6381 / 689
Instrument DateJun 3, 2026
Instrument202649811
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 CARTER RD, 32, SAINT AUGUSTINE, FL 32086-3813

Mortgage

Document Number0000049811,
DateJun 10, 2026
Book Page6381/689
Instrument202649811
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4420 CARTER RD APT 32, 32, SAINT AUGUSTINE, FL 32086-3813
Document Number0046200458
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 CARTER RD #32 ST AUGUSTINE FL 320863813, 32, ST AUGUSTINE, FL 32086-3813

Mortgage

Document Number0046200458
DateOct 2, 2018
Book Page004620/000458
Instrument71116
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,729 (+2.7%) Building $49,729$121,000 (-) Building $121,000
2025$315.00 (+14.13%) Homeowner's exemption$48,422 (+5.99%)$121,000 (+6.12%)
2024$276.00 (+5.34%)
2023$262.00 (+6.07%) Homeowner's exemption$45,686 (+3%)$114,018 (+15.17%)
2022$247.00 Homeowner's exemption$44,355$99,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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