St. Johns County property record for 4420 Carter Rd, Apt 31, Saint Augustine, FL 32086
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 870 sqft · built 1982 |
| Owner | Individual Name on File |
| Last Sale | $140,000 (May 2022) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 137152-0131 |
| Primary APN | 137152-0131 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 62 Units |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2001 |
| Street Address | 4420 CARTER RD, 31 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3813 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR1633/1263) THE OAKS AT WILDWOOD CONDO CONDO UNIT 31 OR5553/1540 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | OAKS AT WILDWOOD |
| Legal Lot Number | 31 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21207 |
4420 Carter Rd, Apt 31 is owned and occupied by an individual who bought it in May 2022.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4420 CARTER RD, 31, SAINT AUGUSTINE, FL 32086-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Deed Document Number | 202246821 |
| Deed Book / Page | 5553 / 1540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 6, 2022 |
| Property Address | 4420 CARTER RD APT 31, 31, SAINT AUGUSTINE, FL 32086-3813 |
| Document Number | 0055531540 |
| Book / Page | 5553 / 1540 |
| Map Reference | MB 1633 PG 1263 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022046821 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 741 A1A BEACH BLVD, 741, ST AUGUSTINE, FL 32080-6708 |
| Name | Verified Name |
|---|---|
| Address | 4420 CARTER RD APT 31, 31, ST AUGUSTINE, FL 32086-3813 |
| Document Number | 0055531542 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 5553/1542 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4420 CARTER RD APT 31, 31, SAINT AUGUSTINE, FL 32086-3813 |
| Document Number | 0048960773 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 741 A1A BEACH BLVD ST AUGUSTINE FL 320806708, ST AUGUSTINE, FL 32080-6708 |
| Document Number | 0048960773 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 004896/000773 |
| Instrument | 17880 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 4, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4420 Carter Rd, Apt 31 was $1,629, up 3.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,000 (-) Building $121,000 | $121,000 (-) Building $121,000 | |
| 2025 | $1,629.00 (+3.36%) | $121,000 | $121,000 |
| 2024 | $1,576.00 (+8.91%) | ||
| 2023 | $1,447.00 (+39.54%) | $114,018 (+15.17%) | $114,018 (+15.17%) |
| 2022 | $1,037.00 | $99,000 | $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4420 Carter Rd, Apt 31 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4420 Carter Rd, Apt 31 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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