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442 Wayside St S, Cornelia, GA 30531 Property Records

Habersham County property record for 442 Wayside St S, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,014 sqft · built 1947
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$56,750 (Feb 2024)
Tax Bill$1,031 (2026)
Deeds & MortgagesAug 2026 Mortgage
Feb 2024 Sale
Flood ZoneZone X (minimal risk)
APN089D004

Property Details

APN / Parcel Number

Primary APN089D004
Alternative APNs
  • 670227
  • 398668

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,014 sqft Heated Area
Gross Area1,041 sqft
1st Floor Area676 sqft
Upper Floors Area240 sqft
AtticAttic
Attic Area240 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Exterior MaterialOther
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions200 ft deep x 56 ft wide
PorchSlab
Porch Area125 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number398668
Street Address442 WAYSIDE ST S
CityCORNELIA
StateGA
Zip30531-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description10-171 DB 1357-469
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group3
Census Block3010
Census Tract604

Owner

Source: Habersham County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3707 BOB BRYANT RD, GAINESVILLE, GA 30507-8520
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
RABUN COUNTY BANK
Feb 6, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2024 · Amount on Record
Deed SaleFeb 6, 2024 · Amount on Record
Deed Book / Page1357 / 469
Prior Transfer DateAug 4, 2015
Prior Transfer Doc001091/208
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateAug 27, 2026
Property Address442 WAYSIDE ST S, CORNELIA, GA 30531-3908
Document Number1445000233
Book / Page1445 / 233
Instrument DateAug 27, 2026
Transaction TypeMortgage
Record UpdatedSep 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 WAYSIDE ST S, CORNELIA, GA 30531-3908

Mortgage

Document Number1445000233,
DateAug 27, 2026
Book Page1445/233
Lender
NameRABUN COUNTY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueAug 1, 2029
Interest
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateFeb 6, 2024
Property Address442 WAYSIDE ST S, CORNELIA, GA 30531-3908
Document Number001357/469
Book / Page1357 / 469
Instrument DateJan 31, 2024
Transaction TypeTransfer
Record UpdatedMar 8, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 BOB BRYANT RD, GAINESVILLE, GA 30507-8520

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,031.00 (+38.58%)$31,921 (+44.35%) Land $7,504 Building $24,417$79,804 (+44.35%) Land $18,761 Building $61,043
2025$744.00 (+24.62%)$22,114 (-3.9%) Land $7,504 Building $14,610$55,285 (-3.9%) Land $18,761 Building $36,524
2023$597.00 (+17.29%)$23,012 (+17.26%) Land $4,792 Building $18,220$57,530 (+17.26%) Land $11,980 Building $45,550
2022$509.00$19,624 Land $3,956 Building $15,668$49,060 Land $9,890 Building $39,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber		1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area		1,000 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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