404 Wayside St S, Cornelia, GA 30531 Property Records

Habersham County property record for 404 Wayside St S, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 604 sqft · built 1947
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,750 (Feb 2024)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089D005`

Property Details

APN / Parcel Number

Primary APN	`089D005`
Alternative APNs	`668143` `398670`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	604 sqft Heated Area
Gross Area	814 sqft
1st Floor Area	604 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2005
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 56 ft wide
Porch	Enclosed Porch
Porch Area	230 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	398670
Street Address	404 WAYSIDE ST S
City	CORNELIA
State	GA
Zip	30531-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-171 WAYSIDE ST 1357-525
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3010
Census Tract	604

Owner

Source: Habersham County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3707 BOB BRYANT RD, GAINESVILLE, GA 30507-8520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer
May 23, 2018	Deed of Trust, Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Deed Book / Page	1357 / 525
Prior Transfer Date	May 6, 2014
Prior Transfer Doc	001058/264
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 6, 2024
Property Address	404 WAYSIDE ST S # A, A, CORNELIA, GA 30531-3908
Document Number	001357/525
Book / Page	1357 / 525
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S WAYSIDE ST, GA

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	404 WAYSIDE ST S # A, A, CORNELIA, GA 30531-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1166/473
Date	May 23, 2018
Book Page	1166/473

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2021

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+167.36%)	$53,320 (+106.12%) Land $7,504 Building $45,816	$133,302 (+106.13%) Land $18,761 Building $114,541
2023	$671.00 (+16.49%)	$25,868 (+16.54%) Land $4,792 Building $21,076	$64,670 (+16.54%) Land $11,980 Building $52,690
2022	$576.00	$22,196 Land $3,956 Building $18,240	$55,490 Land $9,890 Building $45,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayside St S

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