442 Todd Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 442 Todd Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2020
Lot Size	0.587 acres (25,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,800 (May 2020)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086024004004001012`

Property Details

APN / Parcel Number

Primary APN	`086024004004001012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	25,584 sqft (0.587 acres)
Lot Dimensions	246 ft deep x 104 ft wide

Location & Zoning

Street Address	442 TODD LN
City	MOUNT VERNON
State	MO
Zip	65712-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12, FINAL PLAT OF MEADOWVIEW ESTATES PHS 1- MT VERNON
Legal Range	27
Legal Township	28
Legal Section	24
Legal Subdivision	MEADOWVIEW ESTATES
Legal Lot Number	12
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 TODD LN, MOUNT VERNON, MO 65712-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST INDEPENDENT BANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 23, 2019	Warranty Deed, Transfer · Line of Credit FIRST INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	20202261
Deed Book / Page	456 / 2239
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	442 TODD LN, MOUNT VERNON, MO 65712-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/5498
Date	Dec 5, 2019
Book Page	455/5498
Instrument	2019-00005587

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank
Address	BOWIE, AZ 85605

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 18, 2020
Property Address	442 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	456/2239
Book / Page	456 / 2239
Instrument Date	May 14, 2020
Instrument	2020-00002261
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 TODD LN, MOUNT VERNON, MO 65712-7501

Mortgage

Document Number	4562240
Date	May 18, 2020
Instrument	456/2240

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 23, 2019
Property Address	442 TODD LN, MOUNT VERNON, MO 65712-7501
Document Number	455/3789
Book / Page	455 / 3789
Instrument Date	Aug 19, 2019
Instrument	2019-00003841
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19126 LAWRENCE 1240, MARIONVILLE, MO 65705-7402

Mortgage

Document Number	4553790
Date	Aug 23, 2019
Instrument	455/3790

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,890 (-) Land $3,150 Building $32,740
2025	$1,764.00 (+0.06%)	$35,890 (+9.82%) Land $3,150 Building $32,740	$172,000 (-)
2024	$1,763.00 (+9.16%)
2023	$1,615.00 (+7.02%)	$32,680 Land $3,150 Building $29,530	$172,000
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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