442 Smith St, Suffolk, VA 23434 Property Records

Suffolk City property record for 442 Smith St, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,540 sqft · built 1900
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Apr 2017)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2021 Refinance + 1 more
APN	`34G17(6)*B`

Property Details

APN / Parcel Number

Primary APN	`34G17(6)*B`
Alternative APN	`350494000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Galvanized Metal
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	350494000
Street Address	442 SMITH ST
City	SUFFOLK
State	VA
Zip	23434-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L B 442 SMITH ST
Legal Subdivision	DOWNTOWN RESIDENCE BASE
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2018
Census Tract	65302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	442 SMITH ST, SUFFOLK, VA 23434-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 20, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	170004295
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	442 SMITH ST, SUFFOLK, VA 23434-5330
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 SMITH ST, SUFFOLK, VA 23434-5330

Mortgage

Document Number	0250010350
Date	Sep 17, 2025
Instrument	250010350

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	442 SMITH ST, SUFFOLK, VA 23434-5330
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210020792
Date	Nov 12, 2021
Instrument	210020792

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 20, 2017
Property Address	442 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	170004295
Instrument Date	Apr 18, 2017
Instrument	170004295
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 SMITH ST, SUFFOLK, VA 23434-5330

Mortgage

Document Number	170004296
Date	Apr 20, 2017
Instrument	170004296

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$158,100 (+2.93%) Land $43,700 Building $114,400
2025	$2,141.00 (+5.16%)	$158,100 (+2.93%) Land $43,700 Building $114,400	$153,600 (+3.43%) Land $43,700 Building $109,900
2024	$2,036.00 (+25.83%)	$153,600 (+3.43%) Land $43,700 Building $109,900
2023	$1,618.00	$148,500 Land $41,600 Building $106,900	$148,500 Land $41,600 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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