434 Smith St, Suffolk, VA 23434 Property Records

Suffolk City property record for 434 Smith St, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,811 sqft · built 1754
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
APN	`34G17(A)*292`

Property Details

APN / Parcel Number

Primary APN	`34G17(A)*292`
Alternative APN	`353581000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,811 sqft Living Area

Exterior

Year Built	Built 1754
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	353581000
Street Address	434 SMITH ST
City	SUFFOLK
State	VA
Zip	23434-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L 292 434 SMITH ST
Legal Subdivision	DOWNTOWN RESIDENCE BASE
Legal Lot Number	292
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2018
Census Tract	65302

Owner

434 Smith St is owned by a company that acquired it in September 2021.

Source: Suffolk City records, as of December 24, 2025

Owner of Record	Company Name on File
Mailing Address	1792 SOLAR LN, VIRGINIA BEACH, VA 23456-1313
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING CORPORATION
Sep 24, 2021	Quit Claim Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORPORATION
Dec 5, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 5, 2018
Last Transfer Date	Sep 24, 2021
Transfer Doc	210017450
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	434 SMITH ST, SUFFOLK, VA 23434-5330
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017451
Date	Sep 24, 2021
Instrument	210017451

Lender

Name	LENDINGHOME FUNDING CORPORATION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Sep 24, 2021
Property Address	434 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	210017450
Instrument Date	Sep 21, 2021
Instrument	210017450
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 SOLAR LN, VIRGINIA BEACH, VA 23456-1313

Mortgage

Document Number	210017451
Date	Sep 24, 2021
Instrument	210017451

Lender

Name	LENDINGHOME FUNDING CORPORATION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 5, 2018
Property Address	434 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	180012867
Instrument Date	Nov 10, 2018
Instrument	180012867
Transaction Type	Foreclosure
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 MCGREGOR DR, VIRGINIA BEACH, VA 23462-4531

Tax Assessment & Valuation

The 2025 property tax bill for 434 Smith St was $2,596, up 6.9% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$167,000 (+3.15%) Land $49,400 Building $117,600
2025	$2,596.00 (+6.92%)	$167,000 (+3.15%) Land $49,400 Building $117,600	$161,900 Land $49,400 Building $112,500
2024	$2,428.00 (+44.35%)	$161,900 (+4.86%) Land $49,400 Building $112,500
2023	$1,682.00	$154,400 Land $47,100 Building $107,300	$154,400 Land $47,100 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 434 Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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