442 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 442 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,404 sqft · built 1953
Lot Size	0.573 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Jul 1996)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`96-20011`

Property Details

APN / Parcel Number

Primary APN	`96-20011`
Alternative APN	`46051002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	1,452 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	FORT DEPOSIT ESTATES LOT 2 ALSO SE 50 FT RT 39NW & ADJ
Legal Subdivision	FORT DEPOSIT ESTATES
Legal Lot Number	2
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1005
Census Tract	8906

Owner

442 S River Rd is owned and occupied by two individuals who bought it in July 1996.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 S RIVER RD, WATERVILLE, OH 43566-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1996 · Amount on File
Deed Sale	Jul 18, 1996 · Amount on File
Deed Document Number	96105807
Record Updated	Jun 8, 2026

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 26, 2021
Property Address	442 S RIVER RD, WATERVILLE, OH 43566-1525
Document Number	0000056889
Map Reference	VOL 48POG 52
Instrument Date	Oct 7, 2021
Instrument	202110260056889
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

The 2025 property tax bill for 442 S River Rd was $4,331 with a homeowner's exemption, up 4.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+4.49%) Homeowner's exemption	$95,340 (-) Land $15,995 Building $79,345
2024	$4,145.00 (+53.35%) Homeowner's exemption	$95,340 (+62.92%) Land $15,995 Building $79,345	$272,400 Land $45,700 Building $226,700
2023	$2,703.00 (-1.78%) Homeowner's exemption	$58,520 (-) Land $10,885 Building $47,635
2022	$2,752.00 Homeowner's exemption	$58,520 Land $10,885 Building $47,635
2021			$167,200 Land $31,100 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, AT&T, Brightspeed, MetaLINK Technologies.