Jackson County property record for 442 Ridgeway St, Sylva, NC 28779 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 2015 |
| Lot Size | 0.529 acres (23,081 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $15,500 (Jun 2015) |
| Tax Bill | $1,274 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7641-05-1514 |
| Primary APN | 7641-05-1514 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,081 sqft (0.529 acres) |
| Porch | Porch |
| Porch Area | 162 sqft |
| Patio Area | 378 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 442 RIDGEWAY ST |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-5497 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT 3 RIDGEWAY ST |
| Legal Subdivision | SURVEY FOR LANCE GILLESPIE |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950400 |
Source: Jackson County records · APN 7641-05-1514
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17561 FUCHSIA RD, FORT MYERS, FL 33967-2978 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on Record |
| Deed Sale | Jun 22, 2015 · Amount on Record |
| Deed Book / Page | 2083 / 77 |
| Last Transfer Date | May 12, 2017 |
| Transfer Doc | 0021910064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 442 RIDGEWAY ST, SYLVA, NC 28779-5497 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022711708 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2271/1708 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jun 20, 2017 |
| Property Address | 442 RIDGEWAY ST, SYLVA, NC 28779-5497 |
| Document Number | 0021910064 |
| Book / Page | 002191 / 000064 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17561 FUCHSIA RD FORT MYERS FL 339672978, FORT MYERS, FL 33967-2978 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,274.00 (+51.31%) | $335,374 (+51.31%) Land $10,320 Building $325,054 |
| 2023 | $842.00 | $221,640 Land $45,700 Building $175,940 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024, other causes, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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