Jackson County property record for 374 Ridgeway St, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,282 sqft · built 2014 |
| Lot Size | 0.987 acres (43,005 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-95-8772 |
| Primary APN | 7631-95-8772 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,005 sqft (0.987 acres) |
| Porch | Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 374 RIDGEWAY ST |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-5496 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | LT 1 RIDGEWAY ST |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950400 |
Source: Jackson County assessment roll, as of August 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 374 RIDGEWAY ST, SYLVA, NC 28779-5496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 374 RIDGEWAY ST, SYLVA, NC 28779-5496 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0023220144 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2322/144 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
Source: Jackson County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,226.00 (+44.41%) | $322,785 (+44.46%) Land $11,200 Building $311,585 |
| 2023 | $849.00 | $223,450 Land $44,620 Building $178,830 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures