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442 Prospect St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 442 Prospect St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,306 sqft · built 1890
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$69,100 (Jan 2018)
Tax Bill$4,872 (2026)
Deeds & MortgagesJan 2021 Transfer
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNAUG M:L-12E2-A

Property Details

APN / Parcel Number

Primary APNNAUG M:L-12E2-A
Alternative APNs
  • NAUG M:011 L:2301
  • AG17 12E2 A
  • 011-2301
  • 11-2301

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,306 sqft Living Area
Gross Area2,522 sqft
1st Floor Area716 sqft
Basement Area716 sqft
Unfinished Basement716 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelOil

Location & Zoning

Account Number11-2301
Street Address442 PROSPECT ST
CityNAUGATUCK
StateCT
Zip06770-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Lot Number2301
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group1
Census Block1005
Census Tract345100

Owner

442 Prospect St is owned and occupied by an individual who acquired it in January 2021.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address442 PROSPECT ST, NAUGATUCK, CT 06770-3117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Quit Claim Deed, Transfer
Quitclaim
Jan 22, 2018Warranty Deed, Transfer
E MORTGAGE MGMT LLC
Sep 8, 2017Warranty Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2018 · Amount on File
Deed SaleJan 22, 2018 · Amount on File
Prior SaleJan 23, 2015
Deed Book / Page1006 / 200
Last Transfer DateJan 8, 2021
Transfer Doc1062-789
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAUGATUCK CT
Recording DateJan 12, 2021
Property Address442 PROSPECT ST, NAUGATUCK, CT 06770-3117
Document Number001062-789
Book / Page1062 / 789
Instrument DateJan 8, 2021
Instrument141
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 PROSPECT ST, NAUGATUCK, CT 06770-3117

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateJan 22, 2018
Property Address442 PROSPECT ST, NAUGATUCK, CT 06770-3117
Document Number1006-200
Book / Page1006 / 200
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40.04
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10060203
DateJan 22, 2018
Instrument01006/0203
Lender
NameE MORTGAGE MGMT LLC
Agreement
AmountAmount on Record
Term360 Months
DueJan 22, 2048

September 2017: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateSep 8, 2017
Property Address442 PROSPECT ST, NAUGATUCK, CT 06770-3117
Document Number1000-905
Book / Page001000 / 000905
Transaction TypeForeclosure
Record UpdatedOct 3, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 442 Prospect St was $4,872, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,872.00 (+1.63%)$120,470 (-) Land $20,300 Building $100,170$296,051 (+251.07%)
2025$4,794.00$120,470 Land $20,300 Building $100,170$84,329 Land $14,210 Building $70,119
2024$4,794.00 (-11.07%)
2023$5,391.00 (+54.29%)$120,470 (+64.64%) Land $20,300 Building $100,170
2022$3,494.00$73,170 Land $17,020 Building $56,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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