397 Prospect St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 397 Prospect St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2024)
Tax Bill	$5,962 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Nov 2022 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:L-10E57`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:L-10E57`
Alternative APNs	`NAUG M:020 L:8000` `AG16 10E57` `020-8000` `20-8000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20-8000
Street Address	397 PROSPECT ST
City	NAUGATUCK
State	CT
Zip	06770-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	8000
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1012
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Executor's Deed, Transfer · FHA Mortgage PRIME LENDING INC
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Deed Document Number	20241676
Deed Book / Page	1141 / 495
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	001113-273
Record Updated	Oct 29, 2026

July 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 1, 2024
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001141-495
Book / Page	1141 / 495
Instrument Date	Jun 27, 2024
Instrument	20241676
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

Mortgage

Document Number	0020241677
Date	Jul 1, 2024
Instrument	2024-1677

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-273
Book / Page	1113 / 273
Instrument Date	Nov 7, 2022
Instrument	20224171
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-281
Book / Page	1113 / 281
Instrument Date	Sep 30, 2022
Instrument	20224175
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-283
Book / Page	1113 / 283
Instrument Date	Sep 30, 2022
Instrument	20224176
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-277
Book / Page	1113 / 277
Instrument Date	Sep 30, 2022
Instrument	20224173
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-275
Book / Page	1113 / 275
Instrument Date	Sep 30, 2022
Instrument	20224172
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-279
Book / Page	1113 / 279
Instrument Date	Sep 30, 2022
Instrument	20224174
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-287
Book / Page	1113 / 287
Instrument Date	Sep 7, 2022
Instrument	20224178
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-289
Book / Page	1113 / 289
Instrument Date	Sep 7, 2022
Instrument	20224179
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 21, 2022
Property Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118
Document Number	001113-285
Book / Page	1113 / 285
Instrument Date	Sep 7, 2022
Instrument	20224177
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PROSPECT ST, NAUGATUCK, CT 06770-3118

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,962.00 (+1.64%)	$147,420 (-) Land $18,340 Building $129,080	$344,051 (+233.4%)
2025	$5,866.00	$147,420 (-) Land $18,340 Building $129,080	$103,194 Land $12,838 Building $90,356
2024	$5,866.00 (-11.08%)
2023	$6,597.00 (+49.46%)	$147,420 (+59.49%) Land $18,340 Building $129,080
2022	$4,414.00	$92,430 Land $15,370 Building $77,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

397 Prospect St, Naugatuck, CT 06770 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2024: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Prospect St

Nearby Streets

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