Branch County property record for 442 Morse St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,730 sqft |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-974-05 |
| Primary APN | 302-000-000-974-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 2,850 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 442 MORSE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT ON E LI OF MORSE ST 1025.35 FT S OF CEN LI OF STATE ST TH N 89DEG 40MIN 27SEC E 154 FT TH S 00DEG 19MIN 33SEC E |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951400 |
442 Morse St is owner-occupied and held in a trust since February 2016.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 442 MORSE ST, COLDWATER, MI 49036-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2016 |
| Transfer Doc | 0201602639 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 442 Morse St was $3,372, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,900 (+4.09%) | $335,800 (+4.09%) | |
| 2025 | $3,372.00 (+3.66%) | $161,300 | $322,600 |
| 2024 | $3,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Morse St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Morse St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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