Branch County property record for 421 Morse St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 793 sqft · built 1951 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,600 (Mar 2026) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-113-00 |
| Primary APN | 302-000-000-113-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 793 sqft Building Perimeter |
| 1st Floor Area | 793 sqft |
| Basement Area | 264 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 421 MORSE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 115 & 116 TAPPAN SHOE FACTORY ADDN SEC 15 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 15 |
| Legal Subdivision | TAPPAN SHOE FACTORY ADD |
| Legal Lot Number | 115-116 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951500 |
Source: Branch County records · APN 302-000-000-113-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 E CHICAGO RD, QUINCY, MI 49082-1069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 03, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 23, 2024 | Land Contract, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Jun 03, 1994 · Amount on Record |
| Deed Document Number | 20261175 |
| Prior Transfer Date | Mar 24, 1994 |
| Prior Transfer Doc | 0620000159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 421 MORSE ST, COLDWATER, MI 49036-1455 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 LANE 350A JIMMERSON LK, FREMONT, IN 46737-9331 |
| Investor | Possibly a Property Investor |
| Document Number | 0202504266 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 2025-04266 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | 99 WOOD AVE S STE 301, ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 12, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 03, 2026 |
| Property Address | 421 MORSE ST, COLDWATER, MI 49036-1455 |
| Document Number | 0202601175 |
| Map Reference | LB 2 PG 14 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026-01175 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 LANE 350A JIMMERSON LK, FREMONT, IN 46737-9331 |
| Name | Verified Name |
|---|---|
| Address | 903 E CHICAGO RD, QUINCY, MI 49082-1069 |
| Document Number | 0202601240 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026-01240 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Number | 0202601240 |
|---|---|
| Date | Mar 06, 2026 |
| Instrument | 2026-01240 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 23, 2024 |
| Property Address | 421 MORSE ST, COLDWATER, MI 49036-1455 |
| Document Number | 0202400340 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-00340 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S HUDSON ST, COLDWATER, MI 49036-1959 |
| Name | Verified Name |
|---|---|
| Address | 35 LANE 350A JIMMERSON LK, FREMONT, IN 46737-9331 |
| Investor | Possibly a Property Investor |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,750 (+19.69%) | $101,500 (+19.69%) | |
| 2025 | $2,474.00 (+159.33%) | $42,400 (+13.22%) | $84,800 (+13.22%) |
| 2024 | $954.00 | ||
| 2023 | $37,450 | $74,900 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239515001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Based on FCC filings for 313 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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