Fillmore County property record for 442 Main Ave N, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1910 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jul 2021) |
| Tax Bill | $942 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0158.000 |
| Primary APN | 15.0158.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Heated Area |
| Gross Area | 1,084 sqft |
| Basement Area | 288 sqft |
| Finished Basement | 288 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 442 MAIN AVE N |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AABERGS ADDITION LOT-023 50 X 125' OL 23 AABERGS ADD EX TO STATE |
| Legal Subdivision | AABERGS ADDITION |
| Legal Lot Number | 23 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960500 |
Source: Fillmore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 422 MAIN AVE N, HARMONY, MN 55939-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUNDERSEN CREDIT UNION |
| Jan 20, 2026 | Deed of Trust, Mortgage GUNDERSEN CREDIT UNION |
| Jul 12, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME FEDERAL SAVINGS BANK |
| Apr 15, 2021 | Deed, Transfer |
| Apr 1, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 2021433622 |
| Prior Transfer Date | Mar 1, 2016 |
| Prior Transfer Doc | 407304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Oct 2, 2026 |
| Property Address | 442 MAIN AVE N, HARMONY, MN 55939-8801 |
| Document Number | 0000456500 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 2026456500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000456500, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026456500 |
| Name | GUNDERSEN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 6, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 442 MAIN AVE N, HARMONY, MN 55939-8801 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000453407 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 453407 |
| Name | GUNDERSEN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 23, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Jul 12, 2021 |
| Property Address | 442 MAIN AVE N, HARMONY, MN 55939-8801 |
| Document Number | 433622 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 433622 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 422 MAIN AVE N, HARMONY, MN 55939-8801 |
| Document Number | 433623 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 433623 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Apr 15, 2021 |
| Property Address | 442 MAIN AVE N, HARMONY, MN 55939-8801 |
| Document Number | 432136 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 432136 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Apr 1, 2019 |
| Property Address | 442 MAIN AVE N, HARMONY, MN 55939-8801 |
| Document Number | 421202 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 421202 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16526 COUNTY 15, PRESTON, MN 55965-1422 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942.00 (+72.53%) Homeowner's exemption | $94,000 (-7.39%) Land $13,100 Building $80,900 | $94,000 (-7.39%) Land $13,100 Building $80,900 |
| 2025 | $101,500 (+23.18%) Land $13,100 Building $88,400 | $101,500 (+23.18%) Land $13,100 Building $88,400 | |
| 2023 | $82,400 Land $6,700 Building $75,700 | $82,400 Land $6,700 Building $75,700 | |
| 2020 | $546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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