Fillmore County property record for 440 Main Ave N, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1900 |
| Lot Size | 0.177 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,408 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0159.000 |
| Primary APN | 15.0159.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 1,620 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 7,750 sqft (0.177 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 MAIN AVE N |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AABERGS ADDITION LOT-023 PT OUT LOT 23 AABERGS ADD EX TO STATE |
| Legal Subdivision | AABERGS ADDITION |
| Legal Lot Number | 23 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960500 |
440 Main Ave N is owned and occupied by two individuals who acquired it in March 2025.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 MAIN AVE N, HARMONY, MN 55939-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2025 |
| Transfer Doc | 0000449941 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 440 Main Ave N was $2,408 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,408.00 Homeowner's exemption | $182,100 (-7.94%) Land $14,700 Building $167,400 | $182,100 (-7.94%) Land $14,700 Building $167,400 |
| 2025 | $197,800 Land $14,700 Building $183,100 | $197,800 Land $14,700 Building $183,100 | |
| 2023 | $167,400 Land $6,900 Building $160,500 | $167,400 Land $6,900 Building $160,500 | |
| 2020 | $1,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Main Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 440 Main Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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