442 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 442 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1975
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Trust Names on File
Last Sale	$948,000 (May 2018)
Tax Bill	$13,725 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-382-13`

Property Details

APN / Parcel Number

Primary APN	`044-382-13`
Alternative APNs	`044-382-13-000` `04421210000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,842 sqft Living Area
Gross Area	2,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Other
Lot Area	7,971 sqft (0.183 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	122203

Owner

442 Los Altos Dr is owner-occupied and held in a trust since April 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	442 LOS ALTOS DR, APTOS, CA 95003-5226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Intrafamily Transfer, Transfer
Nov 19, 2020	Quit Claim Deed, Transfer AMROCK TITLE CA INC
Jun 22, 2018	Quit Claim Deed, Transfer OLDE REPUBLIC TITLE
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Nov 9, 1995 · Amount on File
Deed Document Number	201815906
Last Transfer Date	Apr 7, 2020
Transfer Doc	0000049464
Record Updated	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2020
Property Address	442 LOS ALTOS DR, APTOS, CA 95003-5226
Document Number	0000049466
Map Reference	MB 23 PG 1
Instrument Date	Apr 7, 2020
Instrument	2020-0049466
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	442 LOS ALTOS DR, APTOS, CA 95003-5226

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2020
Property Address	442 LOS ALTOS DR, APTOS, CA 95003-5226
Document Number	0000049464
Instrument Date	Apr 7, 2020
Instrument	49464
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	442 LOS ALTOS DR APTOS CA 950035226, APTOS, CA 95003-5226

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 22, 2018
Property Address	442 LOS ALTOS DR, APTOS, CA 95003-5226
Document Number	0000018991
Instrument Date	Jun 8, 2018
Instrument	18991
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OLDE REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	442 LOS ALTOS DR APTOS CA 950035226, APTOS, CA 95003-5226

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2018
Property Address	442 LOS ALTOS DR, APTOS, CA 95003-5226
Document Number	0000015906
Map Reference	MB 23 PG 1
Instrument Date	May 11, 2018
Instrument	2018-0015906
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	442 LOS ALTOS DR, APTOS, CA 95003-5226

Mortgage

Document Number	0000015907
Date	May 25, 2018
Instrument	2018-0015907

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 442 Los Altos Dr was $13,725 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,235 (+2%) Land $812,410 Building $287,825
2025	$13,725.00 Homeowner's exemption	$1,078,663 Land $796,481 Building $282,182
2023	$12,479.00 (+2.16%) Homeowner's exemption	$1,036,776 Land $765,552 Building $271,224	$1,133,100
2022	$12,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Los Altos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Los Altos Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Los Altos Dr

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