352 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 352 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 1998
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$1,898,000 (Jan 2024)
Tax Bill	$12,907 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-371-01`

Property Details

APN / Parcel Number

Primary APN	`044-371-01`
Alternative APNs	`044-371-01-000` `04420235000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,154 sqft Living Area
Gross Area	2,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.145 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	352 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	352 LOS ALTOS DR, APTOS, CA 95003-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit BUTTON FINANCE INC
Jan 19, 2024	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Aug 8, 2008 · Amount on Record
Deed Document Number	20241102
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	352 LOS ALTOS DR, APTOS, CA 95003-5224
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000018557
Date	Sep 3, 2025
Instrument	2025-0018557

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 19, 2024
Property Address	352 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000001102
Map Reference	MB 8 PG 11
Instrument Date	Jan 16, 2024
Instrument	2024-0001102
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$2,087.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	352 LOS ALTOS DR, APTOS, CA 95003-5224

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	352 LOS ALTOS DR, APTOS, CA 95003-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number	0000045415
Date	Nov 2, 2020
Instrument	2020-0045415

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,026,457 (+2%) Land $718,520 Building $307,937
2025	$12,907.00 (-19.3%) Homeowner's exemption	$1,006,330 (-26.09%) Land $704,431 Building $301,899
2023	$15,993.00 (+1.96%) Homeowner's exemption	$1,361,538 Land $884,999 Building $476,539	$1,742,940
2022	$15,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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