442 Locust Rd, #2, Wilmette, IL 60091 Property Records

Cook County property record for 442 Locust Rd, #2, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1958
Lot Size	0.193 acres (8,401 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2014)
Tax Bill	$8,778 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-32-400-068`

Property Details

APN / Parcel Number

Primary APN	`05-32-400-068`
Alternative APN	`05-32-400-068-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,202 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	8,401 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	442 LOCUST RD
City	WILMETTE
State	IL
Zip	60091-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	HOLLYWOOD/2ND ADD
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4007
Census Tract	801000

Owner

442 Locust Rd, #2 is owned and occupied by an individual who bought it in May 2014.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	442 LOCUST RD, WILMETTE, IL 60091-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/OTTAWA
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2014 · Amount on File
Deed Sale	May 16, 2014 · Amount on File
Deed Document Number	201410024
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0000050022
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	442 LOCUST RD # 2, 2, WILMETTE, IL 60091-3021
Document Number	2034419337
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	442 LOCUST RD WILMETTE IL 600913021, WILMETTE, IL 60091-3021

Mortgage

Document Number	2034419337
Date	Dec 9, 2020
Instrument	34419337

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

Interest

Rate	3%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	442 LOCUST RD # 2, 2, WILMETTE, IL 60091-3021
Document Number	1711657246
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	442 LOCUST RD WILMETTE IL 600913021, WILMETTE, IL 60091-3021

Mortgage

Document Number	1711657246
Date	Apr 26, 2017
Instrument	11657246

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 Land $17,642 Building $34,358	$520,000 Land $176,420 Building $343,580
2023	$8,778.00 (+5.95%)
2022	$8,285.00 Homeowner's exemption	$41,999 Land $14,701 Building $27,298	$419,990 Land $147,010 Building $272,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Locust Rd, #2 in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1978–2020)
Claims Outside the SFHA	10 of 19
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 442 Locust Rd, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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