Cook County property record for 432 Locust Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1961 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Aug 1998) |
| Tax Bill | $7,884 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-400-070 |
| Primary APN | 05-32-400-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,398 sqft (0.193 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 432 LOCUST RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-3021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SECOND) ADD (HOLLYWOOD) IN (WILMETTE) SUB OF N919.24 FT OF E10ACS OF SW SEC32 TOGETHER WITH N839.80FT OF WH OF LT28 OF COUNT |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 32 |
| Legal Subdivision | SECOND ADD HOLLYWOOD IN WILMETTE |
| Legal Lot Number | 28 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 801000 |
432 Locust Rd is owned and occupied by an individual who acquired it in October 2000.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 LOCUST RD, WILMETTE, IL 60091-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on File |
| Deed Sale | Aug 28, 1998 · Amount on File |
| Deed Document Number | 1998115 |
| Last Transfer Date | Oct 17, 2000 |
| Transfer Doc | 0000000127 |
| Record Updated | Sep 20, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,000 Land $17,636 Building $38,364 | $560,000 Land $176,360 Building $383,640 | |
| 2023 | $7,884.00 (-4.84%) | ||
| 2022 | $8,285.00 | $41,999 Land $14,696 Building $27,303 | $419,990 Land $146,960 Building $273,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 432 Locust Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 19 (1978–2020) |
| Claims Outside the SFHA | 10 of 19 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 432 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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