Lafayette County property record for 442 Lily Loop, Oxford, MS 38655
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.033 acres (1,456 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $488,724 (Jul 2025) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 135R-22-094.66 |
| Primary APN | 135R-22-094.66 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 1,456 sqft |
| Account Number | 44189 |
|---|---|
| Street Address | 442 LILY LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-1995 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | UNIT 442 THE CROSSING AT OXFORD COMMONS PHASE CC & PT INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | OXFORD COMMONS |
| Legal Phase | CC |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950201 |
Source: Lafayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17710 FAIRHAVEN LAKE DR, CYPRESS, TX 77433-3566 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2024 | Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK OF PHILADELPHIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Deed Document Number | 20256025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 442 LILY LOOP, OXFORD, MS 38655-1995 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17710 FAIRHAVEN LAKE DR, CYPRESS, TX 77433-3566 |
| Document Number | 0020256026 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 2025-6026 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 442 LILY LOOP, OXFORD, MS 38655-1995 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202411096 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 2024-11096 |
| Name | THE CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 13, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 | $7,200 | $48,000 Land $48,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: North East Fiber.
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