431 Lily Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 431 Lily Loop, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Vacant Land
Owner	Company Name on File
Tax Bill	$936 (2025)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135R-22-094.48`

Property Details

APN / Parcel Number

Primary APN	`135R-22-094.48`
Alternative APN	`43565`

Location & Zoning

Account Number	43565
Street Address	431 LILY LOOP
City	OXFORD
State	MS
Zip	38655-1995
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 431 THE CROSSING AT OXFORD COMMONS PHASE X & PT INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	08S
Legal Section	22
Legal Subdivision	OXFORD COMMONS
Legal Phase	10
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	950201

Owner

Source: Lafayette County records · APN 135R-22-094.48

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	825 SISK AVE, 200, OXFORD, MS 38655-3478
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	431 LILY LOOP, OXFORD, MS 38655-1995
Transaction Type	Mortgage
Record Updated	Jan 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14859 MARINA DR, MONTGOMERY, TX 77356-2846

Mortgage

Document Number	0020252955
Date	Apr 08, 2025
Instrument	2025-2955

Lender

Name	STELLAR BANK
Type	Bank
Address	HOUSTON, TX 77040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 03, 2030
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$7,200	$48,000 Land $48,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	About 1 in 763 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
BCI Mississippi Broadband	Cable	1,000 / 20
Telapex	Fixed Wireless	100 / 20

May also be available at this address: Telapex, North East Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.