Santa Cruz County property record for 442 Larkin Valley Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 851 sqft · built 1934 |
| Lot Size | 2.3 acres (100,406 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Dec 2017) |
| Tax Bill | $8,206 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-161-12 |
| Primary APN | 049-161-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 851 sqft Living Area |
| Gross Area | 1,401 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 100,406 sqft |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 442 LARKIN VALLEY RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SAN ANDREAS RHO |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 049-161-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 08, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2017 · Amount on Record |
| Deed Sale | Dec 08, 2017 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Document Number | 201741640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Document Number | 0000008717 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-0008717 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023726 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 2020-0023726 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031419 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-0031419 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 08, 2017 |
| Property Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Document Number | 0000041640 |
| Instrument Date | Dec 05, 2017 |
| Instrument | 2017-0041640 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 442 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8587 |
| Document Number | 0000041641 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 2017-0041641 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Number | 0000041642 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 2017-0041642 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,337 (+2%) Land $580,293 Building $87,044 | ||
| 2025 | $8,206.00 (+9.76%) Homeowner's exemption | $654,252 (+4.04%) Land $568,915 Building $85,337 | |
| 2023 | $7,476.00 (+2.02%) Homeowner's exemption | $628,846 Land $546,823 Building $82,023 | $604,530 |
| 2022 | $7,328.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 412 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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