440 Larkin Valley Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 440 Larkin Valley Rd, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 4.5 ba · 3,752 sqft · built 1978
Lot Size	2.39 acres (104,239 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (Mar 2015)
Tax Bill	$13,117 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`049-141-14`

Property Details

APN / Parcel Number

Primary APN	`049-141-14`
Alternative APN	`049-141-14-000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,752 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	104,239 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	708 sqft
Patio Area	708 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	438 LARKIN VALLEY RD
City	WATSONVILLE
State	CA
Zip	95076-8551
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	A
Legal Subdivision	SAN ANDREAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2022
Census Tract	122402

Owner

440 Larkin Valley Rd, recreational vacant land, is held in a trust since July 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	275 PINEY CREEK RD, RENO, NV 89511-5750
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2015 · Amount on File
Deed Sale	Mar 12, 2015 · Amount on File
Prior Sale	Sep 29, 2009 · Amount on File
Deed Document Number	20158878
Last Transfer Date	Jul 3, 2018
Transfer Doc	0000002581
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	440 LARKIN VALLEY RD, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 PINEY CREEK RD, RENO, NV 89511-5750

Mortgage

Document Number	0000004458
Date	Feb 9, 2022
Instrument	2022-0004458

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2047

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2019
Property Address	438 LARKIN VALLEY RD, WATSONVILLE, CA 95076-8551
Document Number	0000002581
Instrument Date	Nov 14, 2017
Instrument	2581
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	275 PINEY CREEK RD RENO NV 895115750, RENO, NV 89511-5750

Tax Assessment & Valuation

The 2025 property tax bill for 440 Larkin Valley Rd was $13,117.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,103,298 (+2%) Land $551,649 Building $551,649
2025	$13,117.00	$1,081,666 Land $540,833 Building $540,833
2023	$11,998.00 (+1.89%)	$1,039,664 Land $519,832 Building $519,832	$1,250,190
2022	$11,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Larkin Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Larkin Valley Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks.

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