442 Lance Trl, San Marcos, TX 78666 Property Records

Hays County property record for 442 Lance Trl, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,162 sqft · built 2020
Owner	Individual Name on File
Last Sale	$248,289 (May 2020)
Tax Bill	$6,668 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R167254`

Property Details

APN / Parcel Number

Primary APN	`R167254`
Alternative APN	`11-2060-000Q-02400-3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,162 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	442 LANCE TRL
City	SAN MARCOS
State	TX
Zip	78666-4382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK PHASE 3 UNIT 3, BLOCK Q, LOT 24 TAX CODES:SSM,WEU,YCI,TSM1,THC1
Legal Subdivision	COTTONWOOD CREEK PHASE 3 UNIT 3
Legal Phase	3
Legal Block	Q
Legal Lot Number	24
Legal Unit	3
Jurisdiction	HAYS TX
Township / Civil Division	SAN MARCOS
Census Block Group	1
Census Block	1038
Census Tract	10402

Owner

442 Lance Trl is owned and occupied by an individual who bought it in May 2020.

Source: Hays County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 13, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Deed Document Number	20018530
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382

Mortgage

Document Number	0000011404
Date	Apr 4, 2023
Instrument	23011404

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382

Mortgage

Document Number	0000019486
Date	Apr 20, 2022
Instrument	22019486

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	May 13, 2020
Property Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382
Document Number	0000018530
Map Reference	FILE 19029834
Instrument Date	Apr 8, 2020
Instrument	20018530
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LANCE TRL, SAN MARCOS, TX 78666-4382

Mortgage

Document Number	0000018531
Date	May 13, 2020
Instrument	20018531

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,650 Land $71,690 Building $247,960	$319,650 Land $71,690 Building $247,960
2024	$6,668.00
2023		$355,540 Land $71,690 Building $283,850	$355,540 Land $71,690 Building $283,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Lance Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Lance Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Astound Broadband, Verizon.

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