Hays County property record for 438 Lance Trl, San Marcos, TX 78666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,423 sqft · built 2020 |
| Owner | Individual Name on File |
| Tax Bill | $4,861 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R167253 |
| Primary APN | R167253 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 438 LANCE TRL |
|---|---|
| City | SAN MARCOS |
| State | TX |
| Zip | 78666-4382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE 3 UNIT 3, BLOCK Q, LOT 23 TAX CODES:SSM,WEU,YCI,TSM1,THC1 |
| Legal Subdivision | COTTONWOOD CREEK PHASE 3 UNIT 3 |
| Legal Phase | 3 |
| Legal Block | Q |
| Legal Lot Number | 23 |
| Legal Unit | 3 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | SAN MARCOS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10402 |
438 Lance Trl is owned and occupied by an individual who acquired it in March 2020.
Source: Hays County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 438 LANCE TRL, SAN MARCOS, TX 78666-4382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 30, 2020 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2020 |
| Deed Sale | Mar 30, 2020 |
| Deed Document Number | 20012132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 438 LANCE TRL, SAN MARCOS, TX 78666-4382 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 438 LANCE TRL, SAN MARCOS, TX 78666-4382 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034083 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 23034083 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Apr 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Mar 30, 2020 |
| Property Address | 438 LANCE TRL, SAN MARCOS, TX 78666-4382 |
| Document Number | 0000012132 |
| Map Reference | FILE 19029834 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 20012132 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 LANCE TRAIL, SAN MARCOS, TX 78666-4382 |
| Document Number | 0000012133 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 20012133 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289,190 Land $71,690 Building $217,500 | $289,190 Land $71,690 Building $217,500 | |
| 2024 | $4,861.00 | ||
| 2023 | $275,844 Land $71,690 Building $248,980 | $320,670 Land $71,690 Building $248,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Lance Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Lance Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
May also be available: Astound Broadband, Verizon.
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