442 Howe St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 442 Howe St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,737 sqft · built 1997
Lot Size	10.1 acres (443,441 sqft)
Owner	2 Trust Names on Record
Tax Bill	$10,021 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`METH M:00906 B:00074 L:00069`

Property Details

APN / Parcel Number

Primary APN	`METH M:00906 B:00074 L:00069`
Alternative APN	`2630`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,737 sqft Living Area
Gross Area	7,303 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	443,441 sqft (10.1 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2630
Street Address	442 HOWE ST
City	METHUEN
State	MA
Zip	01844-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	74
Legal Lot Number	69
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2018
Census Tract	252602

Owner

Source: Essex County and Methuen City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	442 HOWE ST, METHUEN, MA 01844-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 31, 2025
Transfer Doc	0018346-77
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	442 HOWE ST, METHUEN, MA 01844-1208
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017477-187
Date	Jun 15, 2022
Book Page	17477/187
Instrument	14245

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	442 HOWE ST, METHUEN, MA 01844-1208
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017349-62
Date	Feb 18, 2022
Book Page	17349/62
Instrument	4264

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,021.00 (+1.39%)	$947,200 (+4.08%) Land $314,600 Building $632,600	$766,270
2024	$9,884.00 (+3.42%)	$910,100 (+11.42%) Land $277,300 Building $632,800
2023	$9,557.00	$816,800 Land $245,000 Building $571,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2004)
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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