438 Howe St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 438 Howe St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,019 sqft · built 1993
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jun 2017)
Tax Bill	$10,156 (2026)
Deeds & Mortgages	Feb 2021 Refinance Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00906 B:00074 L:00069A`

Property Details

APN / Parcel Number

Primary APN	`METH M:00906 B:00074 L:00069A`
Alternative APN	`2631`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,019 sqft Living Area
Gross Area	7,992 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2631
Street Address	438 HOWE ST
City	METHUEN
State	MA
Zip	01844-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	74
Legal Lot Number	69A
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2018
Census Tract	252602

Owner

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 HOWE ST, METHUEN, MA 01844-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY PRIME MTG
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
Jun 7, 2017	Quit Claim Deed, Transfer EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Deed Book / Page	15107 / 110
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	438 HOWE ST, METHUEN, MA 01844-1208
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016748-171
Date	Feb 2, 2021
Book Page	16748/171
Instrument	3785

Lender

Name	EQUITY PRIME MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	438 HOWE ST, METHUEN, MA 01844-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16227-236
Date	Mar 16, 2020
Book Page	16227/236
Instrument	6414

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Apr 1, 2039

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jun 7, 2017
Property Address	438 HOWE ST, METHUEN, MA 01844-1208
Document Number	15107-110
Book / Page	15107 / 110
Instrument	14136
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 HOWE ST, METHUEN, MA 01844-1208

Mortgage

Document Number	151070113
Date	Jun 7, 2017
Instrument	15107/0113

Lender

Name	EQUITY PRIME MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,156.00 (+2.18%)	$976,500 (+3.95%) Land $303,200 Building $673,300	$985,791 (+12.58%)
2025	$9,939.00 (+1.62%)	$939,400 (+4.31%) Land $303,200 Building $636,200	$875,615
2024	$9,781.00 (+3.43%)	$900,600 (+11.42%) Land $265,900 Building $634,700
2023	$9,457.00	$808,300 Land $234,400 Building $573,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2004)
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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