Cook County property record for 442 Harding Ave, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,422 sqft · built 1939 |
| Lot Size | 0.217 acres (9,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,500 (Aug 2025) |
| Tax Bill | $6,508 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-18-207-006 |
| Primary APN | 09-18-207-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,460 sqft (0.217 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 442 HARDING AVE |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRANIGARS)(CUMBERLAND) TERRACE SUB IN EH & PT OF LT 1 IN ASSESSORS DIVIN OF NW WH NE SEC 18-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | BRANIGARS CUMBERLAND |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 806102 |
442 Harding Ave is owned and occupied by an individual who bought it in August 2025.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 HARDING AVE, DES PLAINES, IL 60016-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Deed Document Number | 202528030 |
| Record Updated | Oct 29, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 Land $8,514 Building $23,486 | $320,000 Land $85,140 Building $234,860 | |
| 2023 | $6,508.00 (+2.91%) | ||
| 2022 | $6,324.00 Homeowner's exemption | $28,000 Land $7,095 Building $20,905 | $280,000 Land $70,950 Building $209,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 442 Harding Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 29 (1982–2013) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 442 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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