Cook County property record for 441 Harding Ave, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,653 sqft · built 1954 |
| Lot Size | 0.208 acres (9,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Oct 2018) |
| Tax Bill | $7,804 (2023) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-18-208-003 |
| Primary APN | 09-18-208-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,075 sqft (0.208 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 441 HARDING AVE |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | BRANIGARS CUMBERLAND TERRACE |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 806102 |
441 Harding Ave is owned and occupied by an individual who bought it in October 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 HARDING AVE, DES PLAINES, IL 60016-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Prior Sale | May 9, 2008 · Amount on File |
| Deed Document Number | 201855003 |
| Prior Transfer Date | Aug 12, 2015 |
| Prior Transfer Doc | 0000049127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 11, 2018 |
| Property Address | 441 HARDING AVE, DES PLAINES, IL 60016-3005 |
| Document Number | 1828455003 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 28455003 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 HARDING AVE DES PLAINES IL 600163005, DES PLAINES, IL 60016-3005 |
| Document Number | 1828455009 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 28455009 |
| Name | SELF-HELP CU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,001 Land $8,168 Building $26,833 | $350,010 Land $81,680 Building $268,330 | |
| 2023 | $7,804.00 (+2.47%) | ||
| 2022 | $7,616.00 | $29,601 Land $6,806 Building $22,795 | $296,010 Land $68,060 Building $227,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 441 Harding Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 29 (1982–2013) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 441 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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