McHenry County property record for 442 Everett Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1952 |
| Lot Size | 0.177 acres (7,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Dec 2019) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-479-026 |
| Primary APN | 19-06-479-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 7,750 sqft (0.177 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 442 EVERETT AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0043330 LT 50 BLK 1 GOLF ROAD SUB MEMO: MACEDO, HERIBERTO OSORIO/ OSORIO, SARAH ELIZABETH |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 06 |
| Legal Subdivision | GOLF ROAD |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 871201 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 442 EVERETT AVE, CRYSTAL LAKE, IL 60014-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2011 |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 17, 2019 |
| Property Address | 442 EVERETT AVE, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 0000043330 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 43330 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 442 EVERETT AVE CRYSTAL LAKE IL 600147119, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 43331 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 43331 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 442 EVERETT AVE, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 0000036583 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 442 EVERETT AVE CRYSTAL LAKE IL 600147119, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 0000036583 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 36583 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 442 EVERETT AVE, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 0000012946 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 442 EVERETT AVE CRYSTAL LAKE IL 600147119, CRYSTAL LAKE, IL 60014-7119 |
| Document Number | 0000012946 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 12946 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $41,817 Land $14,659 Building $27,158 | $125,451 Land $43,977 Building $81,474 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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