430 Everett Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 430 Everett Ave, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,442 sqft · built 1979
Lot Size	0.229 acres (9,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (Jan 1997)
Tax Bill	$7,643 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-06-481-008`

Property Details

APN / Parcel Number

Primary APN	`19-06-481-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	9,979 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	430 EVERETT AVE
City	CRYSTAL LAKE
State	IL
Zip	60014-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0055771 LT 2 BUTTERNUT HOLLOW MEMO: BEAR, MARY PAT/WILLIAM ROBERT JR
Legal Subdivision	BUTTERNUT HOLLOW
Legal Block	481
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871202

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 EVERETT AVE, CRYSTAL LAKE, IL 60014-7129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1997 · Amount on Record
Deed Sale	Jan 30, 1997 · Amount on Record
Prior Transfer Date	Jan 17, 1997
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 17, 2020
Property Address	430 EVERETT AVE, CRYSTAL LAKE, IL 60014-7129
Document Number	0000055771
Map Reference	DOC 695614
Instrument Date	Dec 10, 2020
Instrument	2020R0055771
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 EVERETT AVE, CRYSTAL LAKE, IL 60014-7129

Mortgage

Document Number	0000055772
Date	Dec 17, 2020
Instrument	2020R0055772

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,643.00	$98,292 (+22.22%) Land $20,042 Building $78,250	$294,876 (+22.22%) Land $60,126 Building $234,750
2022	Homeowner's exemption	$80,419 Land $18,891 Building $61,528	$241,257 Land $56,673 Building $184,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20