Brunswick County property record for 442 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,132 sqft · built 1988 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,345,000 (Jul 2023) |
| Tax Bill | $3,478 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Line of Credit May 2023 Transfer + 4 more |
| Flood Zone | Zone VE (high risk) |
| APN | 244MA001 |
| Primary APN | 244MA001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Heated Area |
| Gross Area | 2,972 sqft |
| 1st Floor Area | 360 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,193 sqft (0.234 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80143379 |
|---|---|
| Street Address | 442 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-10&11 B-31 S-A OIB PLAT 3/178-178A |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 31 |
| Legal Lot Number | 10&11 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2501 UMBRIA CT, APEX, NC 27502-9618 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer · Line of Credit FOURTH CAPITAL BANK |
| May 23, 2023 | Intrafamily Transfer, Transfer |
| Apr 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage RIVERBEND FUNDING LLC |
| Aug 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2019 | Warranty Deed, Transfer · Line of Credit MORGANTON SVGS BK SSB |
| Apr 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Book / Page | 5047 / 393 |
| Prior Transfer Date | May 16, 2023 |
| Prior Transfer Doc | 0050180783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 21, 2023 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050470393 |
| Book / Page | 5047 / 393 |
| Map Reference | CAB 3 PG 178&178A |
| Instrument Date | Jul 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9825 MOODY CT, HARRISBURG, NC 28075-6643 |
| Name | Verified Name |
|---|---|
| Address | 2501 UMBRIA CT, APEX, NC 27502-9618 |
| Document Number | 0005047395 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 5047/395 |
| Name | FOURTH CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 23, 2023 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050180783 |
| Book / Page | 5018 / 783 |
| Map Reference | CAB 3 PG 178&178A |
| Instrument Date | May 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9825 MOODY CT, HARRISBURG, NC 28075-6643 |
| Name | Verified Name |
|---|---|
| Address | 9825 MOODY CT, HARRISBURG, NC 28075-6643 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0048290301 |
| Book / Page | 4829 / 301 |
| Map Reference | CAB 3 PG 178&178A |
| Instrument Date | Mar 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 RIVER HILLS WAY, 109, MORGANTON, NC 28655-7784 |
| Name | Verified Name |
|---|---|
| Address | 9825 MOODY CT, HARRISBURG, NC 28075-6643 |
| Document Number | 0004829303 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 4829/303 |
| Name | RIVERBEND FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0042380162 |
| Book / Page | 004238 / 000162 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 RIVER HILLS WAY MORGANTON NC 286557784, MORGANTON, NC 28655-7784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0042380159 |
| Book / Page | 004238 / 000159 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 RIVER HILLS WAY MORGANTON NC 286557784, MORGANTON, NC 28655-7784 |
| Document Number | 42380186 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 004238/000186 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28655-3429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 28, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 21, 2017 |
| Property Address | 442 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0038980111 |
| Book / Page | 003898 / 000111 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1192 AMHERST RD MORGANTON NC 286556937, MORGANTON, NC 28655-6937 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,030 (-) Land $400,100 Building $499,930 | $900,030 (-) Land $400,100 Building $499,930 | |
| 2025 | $3,478.00 | $900,030 (+3.82%) Land $400,100 Building $499,930 | $900,030 (+3.82%) Land $400,100 Building $499,930 |
| 2024 | $3,478.00 (+83.73%) | ||
| 2023 | $866,950 (+181.59%) Land $400,100 Building $466,850 | $866,950 (+181.59%) Land $400,100 Building $466,850 | |
| 2022 | $1,893.00 | $307,880 Land $57,600 Building $250,280 | $307,880 Land $57,600 Building $250,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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