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441 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 441 E Second St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,436 sqft · built 2004
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Feb 2020)
Tax Bill$3,546 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN244LA009

Property Details

APN / Parcel Number

Primary APN244LA009
Alternative APNs
  • 108514341241
  • 80091949

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area2,436 sqft Heated Area
Gross Area3,819 sqft
1st Floor Area132 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area5,009 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80091949
Street Address441 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-2 B-30 S-A PLAT H/375 OIB
Legal SubdivisionOCEAN ISLE BEACH
Legal Block30
Legal Lot Number2
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4025
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6923 NEW ALBANY LINKS DR, NEW ALBANY, OH 43054-9072
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Deed Book / Page4318 / 845
Prior Transfer DateFeb 14, 2005
Prior Transfer Doc0020890340
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 20, 2020
Property Address441 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7703
Document Number0043180845
Book / Page4318 / 845
Map ReferenceMB H PG 375
Instrument DateFeb 12, 2020
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 WALNUT HILL CT, 203, SIMPSONVILLE, SC 29681-4783

Transferred To (Grantee/Buyer)

NameVerified Name
Address6923 NEW ALBANY LINKS DR, NEW ALBANY, OH 43054-9072

Mortgage

Document Number43180850
DateFeb 20, 2020
Instrument4318/0850
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$902,390 (-) Land $281,250 Building $621,140$902,390 (-) Land $281,250 Building $621,140
2025$3,546.00$902,390 (+0.45%) Land $281,250 Building $621,140$902,390 (+0.45%) Land $281,250 Building $621,140
2023$898,350 Land $281,250 Building $617,100$898,350 Land $281,250 Building $617,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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