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442 E Hammond St, Otsego, MI 49078 Property Records

Allegan County property record for 442 E Hammond St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft · built 1890
Lot Size0.189 acres (8,233 sqft)
OwnerCompany Name on File
Last Sale$74,000 (Nov 2019)
Tax Bill$3,332 (2025)
Deeds & MortgagesNov 2019 Sale
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN54-455-006-00

Property Details

APN / Parcel Number

Primary APN54-455-006-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,506 sqft Living Area
1st Floor Area1,110 sqft
Basement Area528 sqft
Unfinished Basement528 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address442 E HAMMOND ST
CityOTSEGO
StateMI
Zip49078-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal DescriptionLOT 6 BLOCK E HOMESTEAD ADDITION.
Legal SubdivisionBLOCK E HOMESTEAD ADD
Legal BlockE
Legal Lot Number6
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2016
Census Tract31900

Owner

442 E Hammond St is owned by a company that bought it in November 2019.

Source: Allegan County records, as of June 25, 2026

Owner of RecordCompany Name on File
Mailing Address1227 108TH AVE, OTSEGO, MI 49078-8703
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2019Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 6, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2019 · Amount on File
Deed SaleNov 21, 2019 · Amount on File
Prior SaleNov 20, 1998
Deed Book / Page4405 / 247
Prior Transfer DateJul 1, 2017
Prior Transfer Doc4155/956
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateNov 21, 2019
Property Address442 E HAMMOND ST, OTSEGO, MI 49078-1507
Document Number4405/247
Book / Page4405 / 247
Map ReferenceLB 2 PG 22
Instrument DateNov 13, 2019
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Tax$636.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address345 E ORLEANS ST, 345, OTSEGO, MI 49078-1128

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 BROOKSIDE DR, OTSEGO, MI 49078-1512

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateJul 6, 2017
Property Address442 E HAMMOND ST, OTSEGO, MI 49078-1507
Document Number4155/956
Book / Page4155 / 956
Instrument DateJul 1, 2017
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E ORLEANS ST, OTSEGO, MI 49078-1128

Tax Assessment & Valuation

The 2025 property tax bill for 442 E Hammond St was $3,332, up 2.7% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,700 (-1.09%) Land $9,800 Building $62,900$145,400 (-1.09%) Land $19,600 Building $125,800
2025$3,332.00 (+2.68%)$73,500 Land $8,200 Building $65,300$147,000 Land $16,400 Building $130,600
2024$3,245.00
2023$56,200 Land $4,600 Building $51,600$112,400 Land $9,200 Building $103,200
2022$2,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 E Hammond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 E Hammond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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