Allegan County property record for 430 E Hammond St, Otsego, MI 49078
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1940 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Jul 2004) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-455-004-00 |
| Primary APN | 54-455-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Total Area |
| 1st Floor Area | 1,020 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,505 sqft (0.333 acres) |
| Lot Dimensions | 165 ft deep x 88 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 430 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-B |
| Legal Description | LOT 4 & THE E 38 FT OF LOT 3 BLOCK E HOMESTEAD ADDITION. |
| Legal Subdivision | BLOCK E HOMESTEAD ADD |
| Legal Block | E |
| Legal Lot Number | 3-4 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 400 SHERWOOD ST, OTSEGO, MI 49078-1280 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2004 · Amount on Record |
| Deed Sale | Jul 14, 2004 · Amount on Record |
| Prior Sale | Mar 26, 1992 · Amount on Record |
| Deed Book / Page | 2704 / 340 |
| Record Updated | Oct 29, 2026 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2019 | $45,963 Building $45,963 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures