442 E Benjamin St, Hernando, FL 34442 Property Records

Citrus County property record for 442 E Benjamin St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,216 sqft Living Area
Lot Size	100,703 sqft (2.31 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2018)
Tax Bill	$727.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-1A000-017.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	442 E BENJAMIN ST, HERNANDO, FL 34442-4627
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2018 · Amount on Record
Deed Sale	Feb 09, 2018 · Amount on Record
Deed Doc Number	0028792348
Deed Book / Page	2879 / 2348
Record Refreshed	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 09, 2018
Property Address	442 E BENJAMIN ST, HERNANDO, FL 34442-4627
Document Number	0028792348
Book / Page	002879 / 002348
Instrument Date	Feb 09, 2018
Instrument	6628
Transaction Type	Transfer
Record Updated	Mar 05, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	442 E BENJAMIN ST HERNANDO FL 344424627, HERNANDO, FL 34442-4627

Mortgage

Document Number	28792349
Date	Feb 09, 2018
Book Page	002879/002349
Instrument	6629

Lender

Name	LISA SHOLK
Address	2217 SMOKETREE CT, LONGWOOD, FL 32779-7002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 08, 2038

Interest

Rate Type	Fixed Rate
Rate	11.2%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+9.49%) Homeowner's exemption Additional exemption filed	$143,450 (+8.4%) Land $55,000 Building $88,450	$143,450 (+8.4%) Land $55,000 Building $88,450
2024	$664.00 (+0.91%) Homeowner's exemption Additional exemption filed	$132,330 (+2.76%) Land $47,500 Building $84,830	$132,330 (+2.76%) Land $47,500 Building $84,830
2023	$658.00 (+3.62%) Homeowner's exemption Additional exemption filed	$128,780 (+40.45%) Land $44,700 Building $84,080	$128,780 (+40.45%) Land $44,700 Building $84,080
2022	$635.00 Homeowner's exemption Additional exemption filed	$91,691 Land $29,750 Building $61,941	$91,691 Land $29,750 Building $61,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-1A000-017.0`
Alternative APNs	`1818S19E1A0000170` `2004002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,216 sqft Living Area
1st Floor	1,216 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Subfloor Flooring

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	100,703 sqft (2.31 acres)
Depth X Width	304 ft x 331 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	360 sqft Carport

Exterior Amenities

Fence	Fence
Deck Area	32 sqft Deck
Patio Area	32 sqft Patio
Porch	Open Porch
Porch Area	512 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2004002
Old Parcel Number	1818S19E1A0000170
Street Address	442 E BENJAMIN ST
City	HERNANDO
State	FL
Zip	34442-4627
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	PARCEL NO. 17 OF CRYSTAL HILLS MINI FARMS UNIT NO. 2 AN UNRECORDED SUBDIVISION BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
Legal Range	19E
Legal Township	18S
Legal Section	18
Legal Subdivision	CRYSTAL HILLS MINI FARMS U-2
Legal Lot Number	17
Legal Unit	NO
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1022
Census Tract	450103