Schenectady County and Rotterdam Town property record for 442 Duglin Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1949 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,500 (Jul 2023) |
| Tax Bill | $4,706 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-2-15 |
| Primary APN | 422800 59.13-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 442 DUGLIN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 31 S16.67'-32 R,G DUGLIN 3.-201-12 |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 33003 |
442 Duglin Ave is owned and occupied by an individual who bought it in July 2023.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 DUGLIN AVE, SCHENECTADY, NY 12303-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO |
| Jan 16, 2019 | Warranty Deed, Transfer SEFCU |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on File |
| Deed Sale | Jul 13, 2023 · Amount on File |
| Prior Sale | Jan 16, 2019 · Amount on File |
| Deed Document Number | 202339916 |
| Deed Book / Page | 2111 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2023 |
| Property Address | 442 DUGLIN AVE, SCHENECTADY, NY 12303-4004 |
| Document Number | 0000039916 |
| Book / Page | 2111 / 778 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 202339916 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 442 DUGLIN AVE, SCHENECTADY, NY 12303-4004 |
| Name | Verified Name |
|---|---|
| Address | 994 BURDECK ST APT 1006, 1006, SCHENECTADY, NY 12306-1068 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039918 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 202339918 |
| Name | SARATOGA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 16, 2019 |
| Property Address | 442 DUGLIN AVE, SCHENECTADY, NY 12303-4004 |
| Document Number | 0000002244 |
| Book / Page | 002003 / 000756 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2244 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4434 WEAVER RD ALTAMONT NY 120094626, ALTAMONT, NY 12009-4626 |
| Document Number | 2245 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 004889/000866 |
| Instrument | 2245 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Document Number | 2255, |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 004889/000900 |
| Instrument | 2255 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 15, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 442 DUGLIN AVE, SCHENECTADY, NY 12303-4004 |
| Document Number | 0000005096 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4434 WEAVER RD ALTAMONT NY 120094626, ALTAMONT, NY 12009-4626 |
| Document Number | 0000005096 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 004893/000006 |
| Instrument | 5096 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 442 Duglin Ave was $4,706, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,706.00 (+1.93%) | ||
| 2025 | $4,617.00 | $126,000 Land $7,200 Building $118,800 | $193,800 Land $11,074 Building $182,726 |
| 2023 | $126,000 Land $7,200 Building $118,800 | $165,800 Land $9,474 Building $156,326 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Duglin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 442 Duglin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures