440 Duglin Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 440 Duglin Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2023)
Tax Bill	$5,079 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.13-2-14`

Property Details

APN / Parcel Number

Primary APN	`422800 59.13-2-14`
Alternative APN	`280005901300020140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	440 DUGLIN AVE
City	SCHENECTADY
State	NY
Zip	12303-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,BF,OG DUGLIN 30 PT 29 3.-201-11
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3001
Census Tract	33003

Owner

440 Duglin Ave is owned and occupied by an individual who bought it in September 2023.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	440 DUGLIN AVE, SCHENECTADY, NY 12303-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Deed Document Number	202349978
Deed Book / Page	2115 / 73
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2023
Property Address	440 DUGLIN AVE, SCHENECTADY, NY 12303-4004
Document Number	0000049978
Book / Page	2115 / 73
Instrument Date	Jul 26, 2023
Instrument	202349978
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 DUGLIN AVE, SCHENECTADY, NY 12303-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLENWOOD DR, GLENMONT, NY 12077-2991

Mortgage

Document Number	0000049979
Date	Sep 1, 2023
Instrument	202349979

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 440 Duglin Ave was $5,079, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,079.00 (+1.91%)
2025	$4,984.00	$136,000 Land $9,500 Building $126,500	$209,200 Land $14,613 Building $194,587
2023		$136,000 (-) Land $9,500 Building $126,500	$178,900 (+9.15%) Land $12,497 Building $166,403
2022		$136,000 Land $9,500 Building $126,500	$163,900 Land $11,449 Building $152,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Duglin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Duglin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20