442 Dickard Rd, Seneca, SC 29672 Property Records

Oconee County property record for 442 Dickard Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Aug 2020)
Tax Bill	$797 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-00-01-057`

Property Details

APN / Parcel Number

Primary APN	`222-00-01-057`
Alternative APN	`28712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28712
Old Parcel Number	222 00 01 057
Street Address	442 DICKARD RD
City	SENECA
State	SC
Zip	29672-4886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WINDING CREEK
Legal Subdivision	WINDING CREEK
Legal Block	1
Legal Lot Number	2
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2041
Census Tract	30500

Owner

442 Dickard Rd is owned and occupied by an individual who bought it in August 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	442 DICKARD RD, SENECA, SC 29672-4886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Aug 1, 2007 · Amount on File
Deed Document Number	0026000177
Deed Book / Page	002600 / 000177
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 31, 2020
Property Address	442 DICKARD RD, SENECA, SC 29672-4886
Document Number	0026000177
Book / Page	002600 / 000177
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$921.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	442 DICKARD RD SENECA SC 296724886, SENECA, SC 29672-4886

Mortgage

Document Number	40140007
Date	Aug 31, 2020
Book Page	004014/000007

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 442 Dickard Rd was $797.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$797.00	$9,596 Land $884 Building $8,712	$239,890 Land $22,100 Building $217,790
2023		$9,596 Land $884 Building $8,712	$239,890 Land $22,100 Building $217,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Dickard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Dickard Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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